$550,000 Settlement: Car Crash / Appearance Altering Orthopedic Injury

Open Crush Degloving Injury

Female teenager was driving a Honda Passport on the highway when the Defendant changed lanes cutting off her car and striking it. The Honda Passport rolled several times and the teenager sustained an open crush degloving injury to the left hand, wrist, and forearm, including open fractures to the second metacarpal, third metacarpal, and third proximal phalanx, a scalp laceration, and a left knee soft tissue avulsion and laceration. Her medical bills exceeded $60,000.

State Farm initially represented that there was only one insurance policy in the amount of $100,000.00 to cover the teenager's claims and tendered that amount. We accepted the tender based on the representation that this was the only insurance policy available to satisfy the teenager's claims, but required, as a condition of settlement, that the Defendant sign an Affidavit under oath that this was the only policy. Approximately one month after the initial settlement, State Farm "located" another policy and an additional amount in the amount of $450,000.00 was paid to finally settle the case.

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